Pratt & Whitney loans generally refer to small consumer loans to individuals, and many banks have launched Pratt & Whitney loans, such as small micro-fast loans launched by China Construction Bank; China Industrial and Commercial Bank Tax Loan; China Bank China Bank Tax Loan; Ping An Bank's Ping An Pratt & Whitney loan, etc.

Inclusive loans can be applied as long as the borrower meets certain conditions, and the guarantee methods are divided into credit guarantee and mortgage guarantee. Be sure to repay the loan on time after borrowing, which will affect the user's personal credit information.