According to the data of China Travel Service. Xiamen provident fund loan interest rates are as follows:

First application: 2.75% for less than five years and 3.25% for more than five years; Housing provident fund loans (including commercial loans, public loans and loans from different places) are used to purchase housing, and the loan interest rate is set by the People's Bank of China according to the housing provident fund interest rate of the same period and grade.

Second application: 3.025% for less than five years and 3.575% for more than five years: If housing provident fund loans (including business-to-public loans, public sector loans and loans from different places) are used to purchase houses, the loan interest rate is 1. 1 times of the benchmark interest rate of housing provident fund loans of the same grade in the same period stipulated by the People's Bank of China.