1. Submit loan application:

Individuals bring ID cards, income certificates and other information to the bank outlets, explain to the counter staff that they want to apply for loans, and then fill out the application form and submit the loan application materials as required.

2. Bank audit:

After receiving the application materials, the bank staff carefully examines the application materials and evaluates the qualifications of the applicants.

3. Sign a loan contract:

After the approval of the bank, the individual signs a loan contract with the bank, stipulating the repayment period, loan amount and loan interest rate.

4. Loan:

Bank staff issue loans at the appointed time.