If there is China Merchants Bank in your city, you can try to apply through China Merchants Bank outlets. Each loan project requires different conditions and application materials. Please call the customer service hotline of China Merchants Bank at 8:30- 18:00, and select "2 Manual Service-"1"Personal Banking-"4 "Personal loan business to enter manual service, and provide the loan purpose and city details. Whether your loan application is approved or not, please refer to the comprehensive audit results of the personal loan department of the handling bank.
Second, the decoration loan fee and interest?
You can't calculate interest without knowing the monthly interest rate. The monthly interest rate of renovation loans of banks all over the country fluctuates around 0.25%, and the actual annualized rate is around 6%.
For your convenience, I assume that the monthly interest rate of the decoration loan applied for is 0.25%, and the loans are 6,543,800 yuan, 200,000 yuan and 300,000 yuan respectively, depending on the interest rate.
The loan is 6,543,800 yuan, with a monthly interest rate of 0.25%;
Monthly interest = loan amount × monthly interest rate = 65438+ million× 0.25% = 250 yuan;
Annual interest = monthly interest ×1February = 250×12 = 3,000 yuan.
The loan is 200,000 yuan with a monthly interest rate of 0.25%;
Monthly interest = loan amount × monthly interest rate = 200,000× 0.25% = 500 yuan;
Annual interest = monthly interest ×1February =500× 12=6000 yuan.
Third, the benefits of home improvement loans!
The biggest advantage of home improvement loan is that you don't have to spend money on decoration yourself. Liaoyi. Com and China Merchants Bank recently launched a home improvement loan project. The home improvement loan repayment is divided into 12 and 24 installments. There is no interest on the twelve-installment repayment. In September 1 1, there was an activity of this project in Liaoyi. You can have a look at it when you are free. The telephone number is 024-62 1552 15.
Fourth, housing renovation loans.
I am a divorced woman and want to buy a house with a loan, but the developer's house can't get a loan. What should I do?