If you don't have a real estate license, you can't apply for a mortgage loan from the bank. Bank loans are generally divided into two categories: secured loans and unsecured loans. Secured loans can generally apply for 50% or even 70% of the house price, but the house property must be mortgaged to the bank, and it cannot be mortgaged without the real estate license. The second category is unsecured loans, which do not need collateral, but the general amount is relatively low. According to work and income, the loan amount is generally 50,000 to 654,380,500, depending on the specific situation.