Bank of Communications Huimin loan withdrawal can be carried out at the receiving bank. According to the relevant information, usually after Bank of Communications successfully applies for Huimin loan, the bank will directly transfer the credit line to the special account for Huimin loan under the borrower's name. If the borrower wants to withdraw funds for use, he can only withdraw cash, not directly transfer money.
Skills of Bank of Communications in Using Huimin Loan
1, handling skills: Bank of Communications stipulates that the maximum loan amount provided by Huimin Loan is 300,000. When applying for a loan with Huimin Loan, the applicant does not need mortgage and guarantee. Users who need to borrow money can apply through Bank of Communications mobile banking, and users can complete the whole loan process and apply for loans through mobile phones.
2. Borrowing skills: Applicants need to fill in the relevant information of borrowing as required. If the general applicant's information is correct and detailed, the review speed will be faster. According to the official introduction of Huimin Loan, Huimin Loan can generally complete the review process within 1-3 working days. The specific audit time depends on the actual situation. If the borrower wants to get a higher loan amount, he can fill in more financial information when filling in the information.
3. Repayment skills: After the approval, the Bank of Communications Huimin Loan Association will pay and distribute the loan funds to the bank card filled out by the borrower. The borrower can use the credit line for credit card consumption or cash withdrawal at any time. Users should repay the loan in accordance with the regulations after using it, or they can repay it in advance. There is no handling fee for prepayment of Huimin loan.
: 1. Bank of Communications Huimin loan can be directly withdrawn through mobile banking. The specific operation steps are as follows:
(1) login to the mobile APP Bank of Communications;
(2) Follow the sequence of "finance → loan → credit loan", and then read the loan instructions according to the page prompts;
(3) After confirming to activate the Bank of Communications Huimin loan, directly confirm the opening;
(4) After the system determines the credit limit and loan interest rate according to the comprehensive credit of users, users can withdraw cash at any time according to their own needs.
2. Bank of Communications Huimin Loan is a personal credit loan of Bank of Communications for the working class, which does not require mortgage and guarantee. The loan amount can only be used for consumption, not for other purposes such as house purchase and wealth management. At the same time, the maximum loan amount of this product is 300,000 yuan, and the longest loan period is 36 months. You can borrow it and return it, and there is no handling fee for prepayment.
Bank of China
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
Application version: 6.0.2
How to withdraw the money from Huimin loan to the bank card?
After the user successfully opened Huimin Loan, the loan funds were distributed to the special account for Huimin Loan. At this point, the user needs to log in to the mobile banking of Bank of Communications, enter the Huimin loan page, click Cash Now to make the loan successful, and then choose to transfer the money from Huimin loan to the bank card.
Huimin loan is a pure credit consumption loan provided by Bank of Communications to eligible wage payment customers, mortgage customers, customers who have paid a certain amount of provident fund, social security education customers and debit card customers who meet certain conditions of the Bank. Customers can apply for self-service in mobile banking, and the funds applied can be used for cash withdrawal, POS credit card consumption, mobile banking code scanning payment, etc.
I. Introduction of Bank of Communications Huimin Loan Products
Bank of Communications Huimin Loan is a personal credit loan for the working class of Bank of Communications, which does not need mortgage and guarantee. The loan amount can only be used for consumption, not for other purposes such as house purchase and wealth management. At the same time, the maximum loan amount of this product is 300,000 yuan, and the longest loan period is 36 months. You can borrow it and return it, and there is no handling fee for prepayment.
Second, the Bank of Communications Huimin loan application conditions
1, wage earners have stable jobs and incomes.
2. This unit has been working continuously for more than six months.
3. Personal credit record is good
4. Hold a savings card of Bank of Communications, and the Bank of Communications will pay the salary.
5. Users with Bank of Communications mortgage loans.
Tips: Because it is a bank loan product, it is certain to inquire and submit credit information. On the application page of Huimin Loan, there is indeed a power of attorney for inquiring and providing personal credit information that I have read and agreed to, so it is difficult for users with poor credit information to apply.
Third, the Bank of Communications Huimin loan application process
From the Bank of Communications APP, select Finance-Personal Loan, find Huimin Loan, click it and record it on the application page. Many users have received short messages and telephone invitations from Bank of Communications. As long as their credit information meets the requirements, the chances of application passing are relatively high.
As a bank pure credit loan, the advantages of Bank of Communications Huimin loan are very obvious, with large amount and low interest. The requirements of bank loan products are relatively high, and users with poor credit information, high debts and unqualified applications will find it difficult to pass. But if you invite users, you will have the advantage of applying to a certain extent.
Operating environment: apple 13 iOS 15 bank of communications APP6.0.2.