Legal analysis: if a loan contract is signed, it is necessary to lend money. Please be patient. Usually 1~3 months. There is no loan, which may be due to insufficient funds in the bank or submission of information for further verification. After the contract is signed, the bank will lend money according to the time agreed in the contract, so don't worry.

Legal basis: Article 674 of the Civil Code of People's Republic of China (PRC) stipulates that the borrower shall pay interest within the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan. Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.