Car mortgage is generally used for shopping, traveling and decoration. Now some banks can make personal business loans. Among these uses, the use of automobile mortgage consumer loans is relatively flexible, with a considerable amount and a long term. Generally, the longest loan can reach 90% of the vehicle evaluation value, and the highest loan can reach 654.38+00,000. The loan period can be up to 3 years.

2. Must the mortgaged vehicle be a person?

Friends who have never mortgaged a vehicle will ask that all mortgaged vehicles must be mortgaged in their own names. According to Bian Xiao, the vehicle for mortgage loan is not necessarily my own, but it can be my immediate family. Usually most of them are my spouse, parents or immediate siblings. If the mortgaged vehicle is not in my name, the vehicle user and the borrower need to apply for a loan together.

3. What documents should be provided for automobile mortgage?

Information required for vehicle mortgage loan: (1) vehicle registration certificate; (2) Vehicle driving license; (3) the owner's ID card; (4) Used for purchasing tickets, insurance policies, etc. It is better for borrowers to complete the information in advance, which can improve the loan speed.