According to Article 10 of the loan contract, the original loan contract is in triplicate, and the lender, the borrower and the guarantor each hold one copy. A copy of the contract shall be submitted to the relevant units (if notarization or certification is required, it shall be sent to the notarization or certification authority), and each unit shall keep one copy. In other words, as long as it is a lender, it has the right to keep the loan contract.

The loan contract shall not be changed or terminated due to the provisions of the loan contract regulations, and neither party may change or terminate the contract without authorization. When one party changes or terminates this loan contract according to the requirements stipulated in the loan contract, it shall promptly notify the other parties in writing and reach a written agreement.

After the loan contract is modified or dissolved, the borrower shall still pay the loan and interest payable according to the provisions of this contract. If there are any matters not covered in the loan contract, both parties shall make supplementary provisions through consultation, and the supplementary provisions shall have the same effect as this contract.

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Extended data:

To apply for personal car loan business, after the mortgage/pledge contract or guarantee contract comes into effect, the handling bank shall directly transfer the loan to the designated dealer account according to the payment plan agreed in the loan contract and the Notice of Authorized Transfer signed by the borrower. Then there will be a corresponding loan contract, and the parties should have a loan contract.

If the loan bank does not give the owner the contract, the owner needs to consult the loan agent in detail. As there are some differences in different regions, please consult local institutions in detail when applying for loans.