Equal repayment of principal and interest in each installment.

Total loan: 564,000 yuan

Loan term: 240 installments.

Repayment per installment: 3927 yuan.

Interest paid: 378,629 yuan

Total repayment: 942,629 yuan.

Progressive repayment of average capital.

Total loan: 564,000 yuan

Loan term: 240 installments.

Down payment: 5005 yuan

Interest paid: 3 19987 yuan.

Total repayment: 883,987 yuan.