Total loan amount. Because the total amount of credit, usually the total amount of loans, stock loans refer to the existing loan amount. So the total amount of existing credit loans is the total amount of loans. Stock loan refers to the existing loan amount. The main characteristics of its performance are that there are many traditional industries and few emerging industries; Smooth loans account for a large proportion, while innovative loans account for a small proportion; There are many customers with low credit rating and few customers with high credit rating; In fact, it is used to lay the foundation, and it is used to turn around the flow.

2. What does stock loan mean?

Stock loan refers to the existing loan amount. The main characteristics of its performance are that there are many traditional industries and few emerging industries; General loans account for a large proportion, while innovative loans account for a small proportion; There are many customers with low credit rating and few customers with high credit rating; In fact, it is used to lay the foundation, and it is used to turn around the flow.

Third, what does stock loan mean?

Stock mortgage refers to the outstanding part of individual housing loans issued before the introduction of the new mortgage policy on June 27, 2008. Stock mortgage interest rate refers to the interest rate that has not been paid off in individual housing loans issued before the introduction of the new mortgage policy on June 27, 2008.

On the first day of the new year, the four major banks, China Construction Bank, Industrial and Commercial Bank of China, Bank of China and Agricultural Bank, finally released the preferential interest rate measures for existing mortgages: as long as the high-quality customers who have implemented the preferential interest rate of 0.85 times the benchmark interest rate before June 27, 2008 and have no bad credit records, they can all apply for a 30% interest rate in principle. According to the latest notice, as long as the customers who implemented the discount of 0.85 times of the benchmark interest rate before the adjustment, have not defaulted on loans for more than two periods in the past two years, have not defaulted on loans and have more than two outstanding mortgages, they can apply for a 30% discount on the interest rate from October 4 to February 22 at 65438+/kloc-0. The four major banks of industry, agriculture, China and construction all have specific preferential measures before the festival, with little difference. It is estimated that they are all implemented after the holiday.

Fourth,