Eighth floor.

Ordinary bank loans have a maximum of 8 floors, and now they share a security product. The maximum loan can be 10 floor, that is, a house is worth 2 million, and the direct loan is 2 million. Instead of the usual 7 th and 8 th floors of banks.

There are three key differences between this 10 high-rise mortgage product and ordinary bank mortgage:

1. There must be entity operation, and some banks can carry out entity operation packaging, but this is not possible.

2. Why did the bank dare to give you the floor of 10 and give you the full value? If it is overdue, the bank will spend a lot of time dealing with your affairs, the labor cost will be more, and the value of your house is fixed. If you take care of your house, the bank will not make a profit. (So we should focus on the mortgage interest rate requirements. If you need 10 floor mortgage, you need a guarantee company to guarantee it. If it is overdue, the guarantee company will pay for it. )

3. High demand for bank traffic, supported by WeChat and Alipay traffic.

Second, how many floors can I borrow for commercial housing mortgage loans? How high is the interest rate?

The mortgage rate is 90%, which is 90% of the valuation.

3. How many floors can I borrow for commercial housing mortgage loan? How high is the interest rate?

What city is your house located in? The banking policy in each region is different. At present, the national benchmark interest rate is 1 year 4.35%, 2-5 years 4.75%, and more than 5 years 4.90%. If you make a mortgage, this interest rate will go up, and this interest rate is related to your personal qualifications!

4. How many floors can I borrow for commercial housing mortgage loan? How high is the interest rate?

The mortgage rate is 90%, which is 90% of the valuation.