Application conditions of Harbin Bank Lilac Pratt & Whitney Credit Card: All natural persons who have reached the age of 18, have full civil capacity and good credit status can apply for Harbin Bank Lilac Pratt & Whitney Credit Card with their valid identity documents.
Mobile phone model: OPPO A 1 1s Harbin bank mobile banking V4. 1. 1.
Harbin Bank Lilac Pratt & Whitney Gold Credit Card Processing Required Information:
1. ID card. A copy of the applicant's ID card or military officer's card provided by China residents. Hong Kong and Macao residents provide photocopies of passports, Taiwan Province residents provide photocopies of Taiwanese certificates, and other foreigners provide photocopies of passports.
2. Work certificate and income certificate. Work certificate: copy of work permit or work identity certificate or original work certificate stamped with the official seal of the unit. Income certificate: the salary record of the last three months issued by the bank (copy of salary card statement) or the copy of personal income tax withholding certificate issued by the unit or the original income certificate.
3. Other supporting documents: (not required, but helpful to improve your credit limit) educational background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of bank time deposit certificate, original telephone, water, electricity and gas bills of your current residence in the last three months, and other bank credit card supporting documents (original statements of the last three periods).
1. There are many types of credit cards in Harbin Bank, including marathon theme credit card, orange credit card, clove universal credit card, clove installment credit card and business card. Harbin bank credit card has the characteristics of long interest-free period, flexible installment and convenient application.
2. Card function:
Lilac IOU function: charge by the day, repay by the month, and repay the principal at maturity. You can borrow it, you can pay it back, and there is no handling fee for prepayment.
Cash installment function: repay the principal and interest on a monthly basis, and you can choose multiple installments, up to 24 months.
Automatic installment function of consumption: when a single consumption reaches a certain amount, it will be automatically converted into a certain period of transaction installment.