Campus loans have caused great harm to college students in recent years. Many college students have come into contact with loans due to the increase in consumption levels and the expansion of consumption. These lending institutions are also targeting their consumption characteristics. , so he was unscrupulous in the university. For campus loans, this does not constitute a crime. So how to solve the legal problem of campus loans? 1. How to solve the legal problem of campus loans. A college student committed suicide by jumping off a building because he was in debt and could not repay it. This college student borrowed hundreds of thousands of yuan in the name of his classmates. Some of the students involved were not even aware of the loan. In order to meet the increasingly high consumption level, campus credit loans are very popular nowadays and do not require any collateral. Borrow money at the touch of a finger. If it is really legal, whether it has a positive or negative impact on students needs to be considered by our regulatory authorities. In order to strengthen the supervision and rectification of bad online lending platforms on campus, educate and guide students to establish correct consumption concepts, on April 13, the General Office of the Ministry of Education and the General Office of the China Banking Regulatory Commission jointly issued the "On Strengthening the Risk Prevention and Regulation of Bad Online Lending on Campus" Notice on Education Guidance Work” (hereinafter referred to as the “Notice”). The Provincial Department of Education issued a document yesterday requiring all universities in the province to implement it. The "Notice" clarifies that all colleges and universities must establish a daily monitoring mechanism for non-performing online lending on campus, and work with the Banking Regulatory Bureau and other relevant departments to pay close attention to the expansion of online lending business on campus. College counselors, class teachers, and student backbone teams should pay close attention to students’ abnormal consumption behaviors and promptly discover problems existing in students’ consumption. At the same time, a real-time early warning mechanism for bad online loans on campus should be established to promptly discover the signs, tendencies and common problems of bad online loans on campus, analyze and evaluate the potential risks of bad online loans on campus in a timely manner, and provide timely information in the form of phone calls, text messages, the Internet, campus broadcasts, etc. Issue early warning messages to students. In addition, a response and disposal mechanism for bad online lending on campus must be established, and bad online lending platforms and individuals that infringe upon the legitimate rights and interests of students, pose security risks, or promote credit business on campus without school approval must be reported to the financial regulatory authorities as soon as possible. , public security, cyberspace, industry and information and other departments shall handle the matter in accordance with the law. How to solve the legal problem of campus loans? In recent years, many people have ended their young lives because of campus loans. Regarding campus loans, the country is now vigorously fighting and supervising this phenomenon. Because it has a great social influence, so in universities, All financial lending institutions are not allowed to appear on campus, which still has a certain effect to a certain extent.