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A 30-year-old family with no savings, a house, a car and no loans is happy.
This situation is not pleasant.

"A 30-year-old family is unhappy without savings, a house, a car and a loan. For example, if families don't have enough savings to cope with emergencies or future financial goals, they may feel anxious or uneasy. If the quality of life of this family is limited by economic conditions, such as being unable to afford the lifestyle or travel you want, you may feel dissatisfied or dissatisfied. "