What are the preferential policies for college students' entrepreneurial loans? College graduates who start their own businesses can apply for a small secured loan of up to 654.38+10,000 yuan. If more than one person organizes to start a business, they can apply for a "bundled" loan, with a total amount of 65,438+10,000 yuan per person and a maximum of 2 million yuan. Except for industries restricted by the state, financial discount can be given. Before leaving school, college graduates who started their own businesses apply for small secured loans, which are recommended and assisted by the school employment (entrepreneurship) guidance department and sent to the handling bank for handling according to procedures. Financial institutions should actively explore financial service products suitable for college graduates to start businesses and simplify business processes. Other preferential policies for college graduates to start their own businesses (I) Tax relief policies If college graduates start their own businesses within 3 years from the graduation year (36 months from July 1 day of the year before graduation, the same below), they will be exempted from administrative fees such as registration, licensing and management within 3 years from the date of first registration. Public employment service agencies at all levels shall provide personnel relations and file keeping services for 3 years free of charge. College graduates who engage in self-employment (except for construction, entertainment, real estate sales, land use right transfer, advertising, housing agency, sauna, massage, Internet cafes and oxygen bars) within the graduation year will be deducted from their actual business tax, urban maintenance and construction tax, education surcharge and personal income tax within three years according to the annual limit of 8,000 yuan per household. (II) Subsidy and funding policy: College graduates who lease business premises or shops (except in various business incubation bases) within three years from the graduation school year to engage in self-employment or start small and micro enterprises, and who have been operating normally for more than six months since the date of industrial and commercial registration and absorbed more than three people for employment, will be given a rent subsidy of up to two years and up to 3,000 yuan per year. If you start your own business within 3 years from the graduation school year and meet the relevant conditions, you can give a one-time venture funding of about 5,000 yuan. For self-employed college graduates who recruit fresh college graduates, sign labor contracts with a term of 1 year or more and pay social insurance premiums according to regulations, social insurance subsidies and post subsidies with a maximum term of 3 years can be given according to the actual number of recruits, and the required funds shall be paid from the special employment funds. Support network entrepreneurship to promote employment, and network entrepreneurship college graduates recognized by the human resources and social security department in conjunction with relevant departments can enjoy policies such as small secured loans and one-time entrepreneurship funding.