Three years: means that the company has been signed online for three years and has the conditions for listing and trading. Full two years: refers to the real estate certificate having been completed for two years, or the deed tax invoice having been completed for two years, because now there is value-added tax on second-hand housing transactions, and it is exempted from tax after two years.

In the past, the second-hand housing market was "full of two and full of five", but the price of second-hand houses rose too high. Various localities have successively introduced new housing control policies, from "full two and a full five" to "full two and a full three". The shortening of the life span has increased the supply of second-hand houses in the market, which will play a certain role in mitigating the current excessive rise in second-hand house prices.

The five-year period refers to the starting date from the date of issuance of the real estate certificate or the date of deed tax receipt. The time is five years or more than five years. When selling a house, as long as the date on the real estate certificate is full There is no tax for five years or more.

Notes on buying a second-hand house:

1. Whether the house procedures are complete: When buying a second-hand house, buyers need to pay attention to whether the house procedures are complete. The house property certificate is It is the only certificate that proves that the homeowner has full ownership of the house. When a house is traded without a real estate certificate, there is a great risk for the buyer to not get the house.

The homeowner may have a real estate certificate and mortgage or resell it. Even if it is not obtained now, the homeowner can still mortgage and resell it, so it is better to choose a house with a real estate certificate for transaction.

2. Clarify the age of the house: The property rights of second-hand houses are very important. Although the property ownership certificate says 70 years, some second-hand houses may have been for several decades from the time they were built to the time they were sold. years, leaving less than half of the property rights.

This is very disadvantageous, because so far there is no clear issue about the ownership of the house after the property rights expire. Even if it is owned by the owner, land transfer fees must be paid. Then you will be the one who suffers.

3. Whether the property rights of the house are clear: The property rights of second-hand houses are also very important for home buyers, because some second-hand houses have many owners, such as heirs, etc. There are families with couples, and couples with couples. In this regard, home buyers should sign a house sales contract with all partners.

If only some parties dispose of ***'s property without authorization, the sales contract signed by the home buyer without the consent of other parties is generally invalid.

4. Clarify the time and form of transfer and payment delivery: When purchasing a second-hand house, buyers should pay attention to clarify the time and form of transfer and payment delivery. If the ownership is not transferred within the validity period, the original Owners should be responsible, so as to protect the rights and interests of new owners and prevent the original owners from adding money and being unwilling to transfer or delay the transfer due to rising housing prices.

Be sure to wait until the transfer of ownership is completed before making payment, and many of my friends now definitely apply for loans from banks when buying houses. If the house has not been transferred after the payment is received, the bank may think that you have made a false loan. , Furthermore, they are also afraid that the original owner will not be willing to transfer the property after receiving the payment.