What are the mobile loan apps with long loan periods? The loan period can be up to 5 years.

What everyone pays most attention to in mobile apps is the loan amount and interest, but today I will tell you about it. Let’s talk about a mobile loan app with a long loan period.

1. Standard Chartered Cash Loans

In the loan ranking, the loan term can be up to 5 years. The interest rate for borrowing less than 30,000 yuan is more than 30,000 yuan but less than 100,000 yuan. The loan amount is more than 100,000 yuan: 8,000-500,000 yuan, which is very suitable for office workers.

2. Ant Borrowing

In the loan rankings, Ant Borrowing has a loan term of up to 12 months, with monthly repayments, but interest is calculated on a daily basis, and the daily interest rate is extremely high. Around four to five years ago, the loan limit is up to 200,000. The specific limit and interest rate depend on the borrower's qualifications. It is possible to lend even if the credit score is not very good.

3. Zhongyuan Consumer Finance Jiqianhua

The maximum loan term of Jiqianhua is 12 months, the maximum loan can be RMB 200,000, the minimum daily interest rate is RMB 3,000, and the repayment method You can repay it monthly when it is due, and you can borrow it and repay it at any time, which is suitable for office workers.

4. Ping An Salary Loan

The loan term of Salary Loan is up to 12 months, and the amount ranges between 2 and 2 million. As long as the monthly income is more than 3,000, it can be applied for , the payment can be made as soon as the same day, which is very suitable for office workers to apply.

7. Haier Consumer Finance Hipay

Hipay’s loan period is up to 24 months, the maximum open limit is 200,000, and the daily interest rate starts. It not only supports consumption installments, but also supports credit loan.

Many friends like mobile loan apps with long loan periods, because the loan period is long and the repayment pressure is low. However, a longer loan period will also result in greater loan costs, so everyone must pay attention.

Which loan platform is easy to disburse and has a long loan term? These are the fast loans and low interest rates in 2021

There are many loan platforms that can provide loan services in 2021, but don’t apply blindly. You must understand the advantages and thresholds of the loan platform, and apply based on your own qualifications. Pass The rate will be higher. For example, some people prefer platforms that are easy to disburse and have a long term. So, which loan platform is easy to disburse and has a long term? Here are some quick loans with low interest rates.

Which loan platform is easy to disburse and has a long loan term?

1. Borrowing flowers: Ctrip Finance cooperates with major financial institutions to provide personal credit loans, with a maximum limit of 200,000 yuan and an annualized interest rate as low as a maximum of 36 periods. The specific number of periods depends on the matching On the financing side, the official said that no mortgage guarantee is required, and the loan can be released within 60 seconds at the fastest, which is more suitable for the long term.

2. Jingdong Gold Bar: Jingdong Finance’s credit loan also does not require mortgage guarantee and can be processed online on the Jingdong Finance APP. The maximum amount is 200,000, and the interest is calculated on a daily basis. The minimum daily interest rate is 10,000 for one day. It only costs 1 yuan and 9 cents, and the system will automatically approve the loan within 30 minutes at the earliest. If manual review is required, the result will be available within 2 hours.

3. An Yihua: Immediate consumer finance credit loan, implements differentiated pricing and credit extension, with a maximum limit of 200,000, the lowest annualized interest rate, and a maximum loan period of 12 months. One credit extension can be used repeatedly, and every The loan needs to be re-examined. If the loan is approved, the loan can be released in as little as one minute. If you are qualified and can grab the quota, you can withdraw it on the same day.

The above is the relevant introduction to "Which loan platform is easy to disburse and has a long loan period". The loan rates of the above-mentioned platforms in 2021 are not bad, and it is relatively easy to pass. However, as they are all licensed financial institutions, they will conduct credit checks from time to time from the beginning of application to the settlement of the loan, so they must repay on time to avoid Affect credit.

What online loans have longer repayment cycles? These are not to be missed!

Online loans are a popular method of borrowing now. Borrowers can submit loan applications through online or mobile channels. Many young people like to borrow money in this way, so the repayment cycle of online loans in the market is relatively long. What are the ones? In fact, there are many products. Today we will take stock of some common ones, hoping to help everyone.

1. ICBC e-Loan

ICBC’s popular pure credit consumer loan has a wide range of credit limits, with a minimum loan of 600 yuan and a maximum loan of 800,000 yuan. The quota can be used repeatedly, supporting repayment methods such as equal principal and interest, equal principal, one-time principal payment with interest on schedule, one-time principal payment with interest, etc. It can also be repaid in advance without penalty, and the loan period can be up to 5 years. Online The loan period is relatively long.

2. China Merchants Union Good-term Loan

The application conditions are very simple. The borrower must be between 18 and 60 years old and have a stable income or job. The minimum amount you can apply for is 500 yuan. The maximum you can get is 200,000 yuan. The amount is related to the user's qualifications and credit. The loan period ranges from 3 to 36 periods. The longest period of three years can meet the needs of most users. You can choose freely according to your own situation.

3. Baidu Zunxiang Loan

This product is Baidu’s flagship product. It is specially designed to serve people with large financial needs and long-term borrowings. Borrowers can Installment repayment period is up to 36 months. The specific period is subject to the final review results. The loan amount is between 1,000 yuan and 3,000,000 yuan, which is suitable for users with good personal qualifications.

4. Ping An Consumer Loan

Ping An Bank’s pure credit loan can increase the success rate of loan application if the borrower has a mortgage, car, large insurance policy, or credit card in his name. People between the ages of 23 and 55 can apply, and the loan period is between 12 and 36 months. You can choose freely according to your situation.

Are there any loans with longer repayment time? These types of loans can be amortized for a long time

When applying for a loan, some borrowers will hope that the amortization period is as long as possible, which can reduce the repayment pressure to the greatest extent. Some borrowers hope that the repayment time will be shorter to reduce interest payments. Many borrowers ask, are there any loans with longer repayment time? These types of loans have very long installment periods, let’s take a look!

Are there any loans with longer repayment time?

1. Bank credit loan

The longest installment period that can be applied for for a bank credit loan is five years, which is 60 months when converted into months. If many people do not apply for credit loans, the loans they can apply for in banks in this life are nothing more than home loans, car loans and decoration loans. In order to attract more customers and meet the credit needs of unused customers, banks have launched credit loans.

When a borrower applies for a credit loan at a bank, the maximum amount that can be applied for is 200,000 yuan, and the lowest interest rate is the same as the bank's benchmark loan interest rate. The borrower does not need to provide any mortgage or guarantee. As long as the bank meets the basic loan conditions, you can apply for a loan.

For example, with ICBC’s e-Lending, the maximum loan amount that can be applied for is 200,000, and the maximum installment period is five years. Borrowers can apply for a loan on mobile banking and the loan can be completed on the same day.

2. Personal guaranteed loans

Guaranteed loans can be amortized for a long time, with the longest installment period reaching 20 years, but the borrower needs someone to guarantee him or her. The guarantor needs to have personal qualifications that meet the bank's standards and good financial conditions. If no one is willing to guarantee the borrower, the borrower can also turn to a guarantee company.

The above is the sharing of relevant content about "Are there any loans with a longer repayment time?" I hope it can help everyone!