First, employees themselves buy, build and overhaul their own houses within one year.
(a) the employees themselves buy commercial housing, affordable housing and new rural housing.
1, the company applies with a flower form.
2, the purchase contract or purchase agreement and a copy.
3. Original and photocopy of the payment receipt (the down payment shall not be less than 30% of the total purchase price)
4. Housing pre-sale permit
5. Business license of the developer
6. Qualification certificate of the developer
7, construction land planning permit
8, the construction project planning permit
9, the construction project construction permit
10, land use certificate and land examination and approval procedures
(two) employees themselves to participate in fund-raising housing and cooperative housing.
1, the company applies with a flower form.
2, construction land planning permit
3, the construction project planning permit
4, the construction project construction contract
5, land use permits and land approval procedures
6. Original and photocopy of payment receipt (the down payment shall not be less than 30% of the total house price)
(three) the employees themselves buy private houses, second-hand houses and public housing.
1, the company applies with a flower form.
2, the purchase contract or purchase agreement and a copy (private housing, second-hand housing)
3. Purchase invoice or receipt and photocopy (the down payment shall not be less than 30% of the total purchase price)
5. Original and photocopy of the transaction deed tax invoice issued by the house property right exchange (provided by private houses and second-hand houses).
6. Original and photocopy of real estate license (provided for purchasing private houses and second-hand houses)
7, housing transfer procedures, public houses by the sale of evaluation report (purchase of public houses by)
Fangshoukuan for the sale of public houses must be deposited in the "center" account according to regulations, and transferred from the employee's own provident fund account to the Fangshoukuan account.
(4) Self-occupied houses built by employees themselves.
1, the company applies with a flower form.
2, the approval documents and copies of the planning and land management departments at or above the county level.
3, homestead use certificate and a copy.
4. Invoices and copies of purchased materials
(five) workers overhaul their own houses.
1, the company applies with a flower form.
2, the real estate management department of housing quality appraisal certificate
3. Original and photocopy of real estate license
4. Invoices and copies of purchased materials
(6) Workers build their own houses in rural areas.
1, the company applies with a flower form.
2, the village and township (town) issued by the building certificate.
3, rural homestead land use certificate and a copy.
4. Marriage certificate and photocopy or inheritance (bequest) certificate.
(seven) the workers themselves participate in the demolition and resettlement of self-occupied housing.
1, the company applies with a flower form.
2, demolition and resettlement agreement or contract
3. Payment receipt for newly-installed houses
4. Notice of Resettlement and House Selection
Two, workers to repay the principal and interest of housing loans one year in advance (tentative)
1, the company applies with a flower form.
2, loan (loan) contract (including housing provident fund loans and commercial bank housing loans)
3. The original and photocopy of the IOU.
4. Loan balance statement issued by the loan bank
5. Proof and copy of repayment of housing loan.
6. The bank shall keep the original and copy of the iou.
If the storage balance of employee housing provident fund is greater than the loan balance, it shall be extracted according to the loan balance; On the contrary, 90% of the balance of housing provident fund is withdrawn.
Three, the rent exceeds the family wage income 15%.
1, the company applies with a flower form.
2. The lease contract and its photocopy or the rent standard certificate issued by the real estate department.
3. Proof of monthly salary and income of both parties.
4. Marriage certificate and photocopy.
Fourth, employees leave their jobs and retire.
1, the company applies with a flower form.
2, retirement certificate or "retirement approval form" (retirement certificate) and a copy.
Five, completely lose the ability to work, and terminate the labor relationship with the unit.
1, the company applies with a flower form.
2, hospitals above the county level to prove.
3, the city labor appraisal committee issued by the injured workers labor ability appraisal table and a copy.
Six, workers go abroad, leave the country to settle down
1, the company applies with a flower form.
2. The original and photocopy of the relevant procedures for going abroad and settling down issued by the public security department.
Seven, workers out of the city (tentative)
1, the company applies with a flower form.
2. Application for transfer or job transfer issued by the unit.
3. Transfer letter or appointment document and its copy.
Eight, the termination of labor relations with the unit, in the city outside the jurisdiction of the employment or graduation of students.
1, the company applies with a flower form.
2. Proof of termination of labor relations with the original unit
3. Employment certificate or postgraduate admission notice issued by foreign employment units.
Nine, workers are laid off or unemployed, and have not been employed for two years.
1, the company applies with a flower form.
2, issued by the unit of laid-off or unemployment certificate.
3. Employment certificate or unemployment certificate and its copy.
Ten, the worker died or was declared dead.
1, the company applies with a flower form.
2. Employee death certificate issued by the unit.
Eleven, workers due to unexpected events, resulting in serious difficulties in family life.
(a) the employee himself or his immediate family members suffer from major diseases.
1, the company applies with a flower form.
2. Hospitalization certificate and expense certificate
(2) Accidents and disasters occur in employees' families.
1, individual application
2, the unit certificate
3. Detailed invoices for personal expenses.
4. Proof of family income
explain
1. The withdrawal of buying a house or repaying a house loan is only applicable to this province. Buying a house or repaying a housing loan in this province must be the city where the spouse works.
2. The interval between using the balance stored in the employee account is tentatively set at five years.
3. Employees need to go to the government affairs hall to verify whether they and their spouses borrow money. If either party has a loan, it will not be handled.
4, audited in line with the above conditions, to receive the "housing provident fund approval form".
5 employees who fail to apply for the use of the housing provident fund center within the specified time shall be deemed to have given up automatically if they meet the first and second items.
6. After the employee himself uses the housing provident fund, he can also use the balance in the spouse's housing provident fund account, and the balance does not exceed the total amount of housing purchased.
7. After the first and second withdrawals, the employee can withdraw part of the balance in the spouse's account, and it is necessary to provide the unit application, the original and photocopy of the marriage certificate and the photocopy of the payment receipt.
8. Employees need to provide marriage certificate or household registration book when withdrawing money.