The loan interest rate of commercial housing is now 10% higher than the benchmark interest rate. The interest rate of individual housing loan is divided into the first suite and the second suite. The first suite is generally the benchmark interest rate, and the second suite is generally 10%. Most areas with three suites and above have limited loans. No matter which set of commercial housing you buy, you have to pay 50% down payment. I hope I can help you. I hope my answer can help you, above.