Yes According to Netease's inquiry, using the second-class student loan card to borrow money will lead to loan failure. The transfer limit of the second-class card is: there is no limit for the transfer between the second-class card and the bound account, and it is withheld in the bank; The transfer limit between the second-class card and the unbound account is: one-day limit 1 1,000 yuan, and the annual cumulative limit is 200,000 yuan.