1. What procedures and certificates are required for SYB Entrepreneurship Training Certificate Loan?

With the SYB "Entrepreneurship Training Certificate", the specific procedures and conditions for loan entrepreneurship:

1. Three one-inch color photos, three copies of ID card and household registration book ( The household registration booklet needs to copy the home page, household home page, and personal page).

2. Veterans and college diplomas only need to provide three copies (the originals need to be reviewed).

3. Three personal loan applications (including: personal application, project plan, and repayment plan).

4. Three copies of the industrial business license and tax registration certificate. For partnership operations, a "Partnership Business License" and a "Company Information Inquiry Form" containing the basic information of all partners must be submitted. For joint-stock enterprises, In addition to providing a business license, you also need to provide a "Corporate Information Inquiry Form" with basic information on all Kaiming shareholders.

5. Business venue rental contract.

6. Guarantor conditions: Official national civil servants, teachers, doctors and those who have been employed in large state-owned enterprises for more than one year and can provide proof of income. Note: After obtaining the SYB "Entrepreneurship Training Qualification Certificate", you can apply for a loan of 50,000 to 100,000, with a loan period of 2 to 3 years. Of course, when you want an interest-free loan in the third year, you must pay off the loans in the first two years before applying for interest-free loans.

2. Can I buy a house with an interest-free loan at Station B?

No. Station B is not a loan platform. It is an entertainment software app. In addition, if you need a loan, you need to go to a special platform. Bilibili (also known as Bilibili) is a cultural community and video platform where China's "younger generation" gathers. The website was created in June 2009 and was formerly known as the video sharing website Mikufans. In its early days, bilibili was a video website for ACG (animation, comics, games) content creation and sharing. It has now developed into a multicultural community covering more than 7,000 interest circles.

3. If you apply for an interest-free loan with an unemployment certificate, you can use the real estate certificate as collateral

You can only apply for a government subsidized loan with an unemployment certificate when starting a business. The amount of this kind of loan is not large. The regulations of each bank are also different, usually around 50,000. When applying for this kind of loan, you do not need to use your house as a mortgage, nor do you need a guarantor, but you do need to prove that you have started a business, such as being an individual.

But when you are on the way to start a business, you can consider using your house as a mortgage loan.

If you have not started a business, your unemployment certificate cannot be used for any loan.

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