For example:
The interest rate of the bank mortgage is 5.65, and the interest of the loan for 200,000 years can be calculated by the loan calculator, such as:
Calculating loan interest with loan calculator;
1. Enter the total loan amount, mortgage period, repayment method and loan interest rate.
2. Click to start calculation.
3. The loan interest will be calculated and displayed in the calculation result.
The loan amount is 200,000 yuan.
The detailed time limit is 10 year.
Repayment method: equal repayment of principal and interest.
The loan interest rate (annual interest rate) is 5.65%.
Pay the principal and interest of RMB 265,438+085.4208 per month.
Accumulated interest payment is 62,250.5 yuan.
The accumulated repayment amount is 262,250.5 yuan.
Extended data:
The benchmark interest rates (annual interest rates) of various loans stipulated by the People's Bank of China in 20 18 are related to the loan years, of which 4.35% are within one year (including one year), 4.75% are from one year to five years (including five years), and 4.90% are above five years. However, when handling various loans, there will be certain fluctuations. How to float specifically, the bank will consider the comprehensive qualification of the lender. Individuals who want to get preferential interest rates when applying for loans from banks generally need to become high-quality customers of banks or buy wealth management products (with a higher amount). At this time, the bank will give a certain discount when lending, such as 15% discount or 10% discount, and then pay less interest on the loan, but for most people, the loan will rise at 20 18. Usually, individuals usually apply for mortgage loans from banks, which is the most common. When applying for a mortgage, the borrower needs to submit valid personal identification, bank account, down payment certificate, house purchase contract, etc. When applying for a loan, the borrower must have good credit information, otherwise the bank will refuse the loan. Before handling personal loans, it is best to pay attention to the loan situation of different banks and understand the differences between them. For example, loans are generally at least 18 years old and have full capacity for civil conduct, and generally require permanent residence in the local area. Before you apply for a loan, you can consult several banks and choose the one that is most beneficial to you. It is also important to choose the repayment method suitable for personal loans. For example, there are two repayment methods for personal loans, namely, average capital and equal principal and interest. In the early repayment, the repayment pressure of average capital is higher than the matching principal and interest, and the average capital of total interest is higher than the matching principal and interest. If the lender's income grows steadily, you can choose to use the average capital repayment method.