1. What's the matter with the Bank of Communications credit card that I want to borrow money?

It's the transfer business. On the credit card website, customers can access it by checking the password, and after clicking I want to borrow money, they can start self-service transfer, which is limited to transferring the credit card to the Bank of Communications savings card in my name, and the charges are the same as cash withdrawal.

the maximum overdraft withdrawal for one day is 2 yuan, and the total overdraft withdrawal amount is normal for your total credit. Your credit line is approved by the head office according to the system. It's hard to say. You won't know how to borrow this until you get the card.

There are two kinds, cash and consumption. You can borrow cash at the counter or ATM, just like a savings card, but there is a handling fee. Consumption is to swipe your card when you buy something, and there is no handling fee.

Extended information:

Credit card loan generally refers to the overdraft function of credit line, just like no guarantee.

it is a credit card transfer loan business. after the credit card loan application is approved, the bank will transfer the credit card amount to the debit card, and then repay the loan according to the time limit and amount stipulated by both parties at that time, and pay the corresponding handling fee.

Credit cards can be used for cash withdrawal and transfer, but this method is not suitable for long-term loans, and it is more suitable for people who lack funds in the short term. Therefore, after applying for a credit card transfer loan, you can pay by installment, but borrowers need to pay attention to the fact that the longer the installment, the higher the interest rate.