1. During the provident fund loan period, if I retire early, how can I repay the subsequent loans? Has the repayment interest rate changed?

There is no change. Don't worry about the provident fund loan. Just check your situation when you handle it, and it won't change because of your related changes. For example, one of them is that you need a salary certificate, which is just a procedural need.

Second, can you borrow money for retirement? How to borrow money

Legal analysis: 1. If retirees start their own businesses after retirement and lend money for the company's enterprises, then the bank will dispel their concerns about repayment ability and reconsider the loan approval. 2. Some financial institutions require retirees to get 8-15 times their salary with their retirement certificates, salary bills, water and electricity bills and ID cards as long as their bank credit information is good and they are under 6 years old.

Legal basis: Article 524 of the Civil Code of the People's Republic of China

If the debtor fails to perform the debt and a third party has a legitimate interest in performing the debt, the third party has the right to perform it on behalf of the creditor; However, unless it can only be performed by the debtor according to the nature of the debt, according to the agreement of the parties or according to the law.

after the creditor accepts the performance of the third party, its creditor's right to the debtor is transferred to the third party, unless otherwise agreed by the debtor and the third party.

article 525 if the parties owe debts to each other in no order of performance, they shall perform them at the same time. One party has the right to refuse the performance request before the other party performs it. One party has the right to reject the corresponding performance request of the other party when the performance of the debt is not in conformity with the contract.

Third, they want to borrow money to buy a house after retirement.

Do they have a house? If you have it, you can make a mortgage.

If you have a pension, you can be unsecured, but you need to use your name. (Look at the flowing water in the bank. If the flowing water is large, you can bring more. )

4. How do retirees get a loan to buy a second apartment?

hello, hello, if you are not over the loan age, you should provide retirement certificate and pension flow.