It depends on credit or mortgage. If it is on credit, the longest time is 36~48 months. If it is a mortgage loan, the time is uncertain, as long as the average capital is paid off or paid off after interest.

2. The longest term of individual housing loan is () years.

D

This question examines the elements of individual housing loans. The longest personal housing loan can be found in the textbook P 1 18.

3. At present, the longest term of individual housing loan in China can reach 35 years.

At present, the longest term of individual housing loan in China can reach 30 years. According to relevant public information, the longest term of individual housing loans is 30 years. The longest term of personal commercial housing loan is 10 year. Men under 60, women under 55.