Non-standard loans acceptable to the loan manager must meet the following conditions: the borrower's comprehensive conditions are not bad. For example, the applicant does not have a stable job, but has a freelance job, a stable income and sufficient repayment ability; Can be approved offline. Some loan applications can't pass through the loan review system, but they can pass after communicating with the bank.
In China, the non-standard loan market has developed rapidly in recent years and attracted the attention of the government, but it has also caused some regulatory problems and potential risks.