Share the two most common ways of student loans.

There are generally two kinds of student loans commonly used by college students: national student loans and student credit student loans.

National student loan:

It is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.

Generally, this kind of student loan is applied by students organized by various schools at the beginning of freshman year. The period of data collection is about one month, and it will be released after half a year. The amount of each semester varies from 3000 to 5000 according to personal circumstances and wishes.

But the loan was repaid after graduation from college. It is one of the most mainstream loan methods for college students at present.

Student-origin credit student loan:

Refers to college freshmen and students with financial difficulties who meet the requirements of China Development Bank and study in the county (city, district) where the students are registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Student-origin credit loan is an important part of college student loan.

Student loan is also a common loan method. Compared with the national student loan, the examination conditions are more relaxed and the lending speed is faster.

Personally, if you choose these two ways, the student-origin loan is still more appropriate. The above is for reference.