Conditions for applying for loan business:
1,18-a natural person aged 65;
2. The borrower's actual age plus the loan application period shall not exceed 70 years old;
3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;
4. Good credit information and no bad records;
5. Other conditions stipulated by the bank.
2. What is the current loan interest rate for commercial and residential dual-use houses in Hangzhou?
The interest rate of commercial housing in Hangzhou rose by 65,438+00% on the basis of the benchmark interest rate. However, at present, the loans of major banks in Hangzhou are relatively tight, so interest rates should also rise more. The floating range of different banks is different, and it must be at least 10%. At present, the interest rate of commercial loan for house purchase in Hangzhou is implemented by most banks: the interest rate of the first suite rises 10%, and the interest rate of the second suite rises 15%. The loan interest rate of commercial and residential dual-use housing depends on its own situation. The interest rate of the first loan for more than five years is 6.55%, the interest rate of the second loan rises by 1 times, and the longest mortgage loan term is 18. Hello, the loan interest rate for commercial and residential dual-use houses is the benchmark interest rate floating 10%, and the benchmark interest rate is 4.9, so the commercial and residential interest rate is 5.39. The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!
3. What is the latest interest rate of Hangzhou Rural Commercial Bank Interest 2022?
1, current deposit: 0.385%;
2. lump sum deposit and withdrawal: three-month interest rate 1.4%, semi-annual interest rate 1.56%, annual interest rate 1.95%, annual interest rate 2.5%, annual interest rate 2.9% and annual interest rate 3%.
3. installment withdrawal, lump-sum withdrawal and fixed-term withdrawal: the annual interest rate is one year 1.4%, three years 1.56% and five years1.95%;
4. Fixed job and two conveniences: a one-time discount of 60% at the same grade interest rate within one year.
The above is the latest interest rate of rural commercial bank deposit rate 2022.
4. What is the loan interest rate for commercial and residential dual-use houses? Are all banks the same?
Hello, the benchmark interest rate is the same. At present, the benchmark loan interest rate announced by the bank is 4.35% for 0-6 months (including June), 4.35% for June-1 year (including 1 year) and 4.75% for 1-5 years (including 5 years).