1. Online inquiry: log in to the personal loan channel of China Construction Bank E, register as a real-name authentication user, and click the "My Loan-Loan Progress Inquiry" menu to inquire about the loan progress.
2. Telephone inquiry: Telephone inquiry is more convenient. You can directly call the customer service hotline of CCB 96633, follow the voice prompts and enter the relevant ID number for inquiry.
3. Business hall inquiry: If you are not used to inquiring in the above two ways, you can also inquire directly in the business hall of CCB. When inquiring, you need to bring your personal ID card and mortgage bank card so that the staff can inquire for you.
Second, how to check the approval progress when applying for a housing loan in CCB?
Construction bank mortgage progress
3. How to check the progress of mortgage approval of CCB?
There are three specific ways, and users can choose the most convenient query method according to their own situation.
First, online inquiry. 1, users can log in to official website (
/home/index.html
), select "Personal Loan"; 2. Select loan progress query and enter personal data.
Second, counter inquiry. The borrower can check the loan progress at the business counter with the loan-related documents and his ID card.
3. Telephone inquiry. The borrower can contact the loan officer directly to understand the approval progress. You can also call the customer service hotline 95533 for enquiry.
4. How to check the progress of CCB mortgage?
If customers need to inquire about the approval progress of mortgage loans handled by CCB, they can use the following methods: 1. Call the service hotline of CCB 95533 and apply to the customer service staff for inquiry. 2. Find the mortgage you applied for on the personal account page of online banking/mobile banking client, and select progress query to view it. 3. Contact the business manager at the time of loan application via WeChat and telephone. 4. If there is an offline branch of CCB near your work and residence, you can bring your personal ID card to the branch counter to find the staff to apply for inquiry. I. CCB mortgage application materials Before applying for CCB mortgage, you must ensure that you have a continuous and stable bank flow for more than half a year, otherwise the mortgage will be easily rejected. 1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse are not registered in the same household, a marriage certificate shall be attached). 2. The original purchase agreement. 3. 1 Original and photocopy of advance payment receipt for 30% or more of the house price. 4. Proof of the applicant's family income and related assets, including payroll, personal income tax bill, income certificate issued by the unit, bank deposit certificate, etc. 5. The developer's collection account number is 1 copy. Ii. CCB mortgage application process 1. Loan application: the customer fills in and submits the application form and application materials designated by CCB. 2. Pre-lending investigation and interview: CCB interviewed the borrower and conducted pre-lending investigation. 3. Loan approval: CCB conducts loan approval. 4. Signing a contract: After the customer's loan is approved, sign a loan contract with CCB. 5. Loan issuance: CCB will issue loans after meeting the requirements. 6. Customer repayment: the customer repays the loan on time as agreed. 7. loan settlement. Three. Precautions 1. Before applying for a mortgage, it is recommended to clear all loans except the mortgage at one time before applying. 2, credit report, card or loan up to three times a month, too many times easy to be rejected. 3. If there are few online micro-loan applications, such as loans and micro-loans. The bank will think that you may not be able to repay the loan by borrowing this small amount.