When the funds transferred from the bank card to Yu 'ebao are transferred out, there is no formalities fee, but the funds transferred from the balance to Yu 'ebao cannot be directly transferred to the card through Yu 'ebao, and users need to transfer them to the balance to withdraw money. It should be noted that a certain fee will be charged for withdrawing money.
At the same time, investors will transfer money to Yu 'ebao, which will generally be used to buy money funds, and the income will be calculated according to 10000, that is, the income generated by 1000 funds on the same day. The calculation formula of investor's income is: income = confirmed amount/65,438+00,000 copies of the income of the day. The funds in Yu 'ebao can be used for daily consumption payment, while the frozen funds,
Extended data:
Alipay transfer is divided into transfer to Alipay account and transfer to bank card:
1. Alipay transfers money to Alipay account.
1. Mobile phone terminal: not specified, and the specific payment method is subject to the limit.
2. On the computer side: the voucher limit for a single transaction of the account is 20,000 yuan, which is 20,000 yuan per day; The daily limit for uncertified accounts is 2000 yuan. As for the monthly limit, there is no clear explanation.
Second, Alipay transfers money to the bank card.
1. Transfer Alipay balance to bank card:
If you transfer money to a bank card through Alipay balance, whether it is a mobile phone or a computer, it is a monthly limit of 200,000 yuan.
2. Alipay Yu 'ebao transfers to the bank card:
If it is transferred to the bank card through Alipay balance, only mobile phone transfer is supported, with a monthly limit of 200,000.
3. Alipay is bound to the bank card for quick payment transfer to the bank card:
If the bank card is transferred to the bank card quickly, different bank cards have different limits. Among them, Bank of China, China Merchants, Pudong Development, Minsheng, Xingye, CITIC, Guangfa, Postal Savings, Huaxia, Everbright and Ping An are all unlimited in a single month; The monthly limit of ICBC, China Construction Bank, Bank of Communications and Shanghai Bank is 65,438+10,000 yuan; As for ABC, the monthly limit is 300,000.
Alipay (China) Network Technology Co., Ltd., established in 2004, is a domestic third-party payment platform, and is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world.
Alipay has established strategic cooperative relations with more than 80 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.
In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of excellent programs of blockchain war "epidemic" [3]. On June+10, 5438, Alipay launched the "late payment fee" function. 202165438+February, Alipay and China UnionPay realized the mutual recognition of national payment scanning code.
Alipay borrowed it and changed it into a credit loan. On February 2nd, 65438 Alipay announced that in 2020, Alipay and China UnionPay started close communication and exploration based on bar code interconnection business, and realized mutual recognition of payment codes in Beijing, Tianjin, Guangzhou, Shenzhen, Chengdu, Chongqing, Xi 'an and other cities.