What does the bank interest rate of 0 mean? Simply put, this refers to the annualized interest rate of loans or deposits provided by banks to customers, and it is also the basic interest rate of most banks in China today. Usually, with the change of economic situation and the adjustment of policies, bank interest rates will fluctuate. Therefore, it is very important for lenders and depositors to know the changes of bank interest rates in time for their investment and loan decisions.

Bank interest rate has been implemented in China for many years, and the actual bank interest rate may be slightly different between different banks at different times. For depositors, bank interest rate is one of the important factors in choosing bank deposits. For the lender, the bank interest rate is equivalent to the loan cost, which has a direct impact on the lender's economic interests. Therefore, understanding the changes in bank interest rates can help us make more reasonable savings or loan decisions.

Nowadays, the banking industry in China is developing in the direction of intelligence and convenience, followed by the emergence of various new financial service products. Different financial products will have different interest rates. Therefore, understanding the interest rates of different financial products and their characteristics is also one of the key points to pay attention to when investing in financial management. In short, whether it is savings or loans, it is very important to pay attention to and grasp the bank interest rate.