Students applying for national student loans can apply through online channels after receiving the admission notice.

Fill in the application information truthfully and completely, and upload relevant certification materials. Or apply to the university organizer of the school and provide relevant materials after entering school. If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business. Student-origin student loan is a student loan issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties in colleges and universities. Students and guardians apply to the student financial assistance management center or financial institution in the county where the students attend to help the students with financial difficulties pay the tuition and accommodation fees needed during their studies at school.

2022 Student-origin Student Loan Issuance Time

There are two kinds of student-origin loans: the first loan and the renewal loan, both of which must be applied once a year. College students log on to the student online service system, fill in the loan application and submit it, and then the loan will be reviewed by the local county-level funding center. The specific arrival time depends on the loan time.

Generally, the time for granting student loans in each province is1October1day to1October19, and successful loans are generally received in real time. However, the money is not lent to the student bank card, but paid to the special Alipay account for student loans agreed in the loan contract, and the payment amount is the contract amount.

If users don't know whether the loan has been issued, they can log in to the student online service system to check the progress of loan approval. If the status shows that the loan has been issued, just wait until the account is paid. However, after the loan arrives, according to the amount of electronic receipt entered by the university, the corresponding funds will be directly transferred to the university to pay tuition and living expenses, and more money will be left in Alipay account.

Application time of national student loan

Generally speaking, the application time of national student loan is from September to June+10 every year. If the national student loan application is successful, the issuance time will be around mid-June 165438+ 10. Just wait patiently. After the school deducts the fees, the remaining money will go into everyone's Alipay account. The relevant details are as follows:

1. After the student loan is issued, the students who help the loan cannot be the first to dominate.

When colleges and universities automatically deduct money, they don't need to help students with loans to do anything. If the university deducts money successfully, the payment is successful.

3. After the university deducts money, if there is any surplus, it will stay in its own contract Alipay. After Alipay's real-name authentication, you can withdraw the money into the bound bank card for your short-term living expenses.

4. If the amount of receipts owed by colleges and universities is greater than the actual amount owed, the rest should be left in colleges and universities at this time and returned to everyone after the settlement of colleges and universities. Please pay attention to the specific refund time and method.

The preliminary review and process of its distribution are as follows:

1. After the first batch of loan students handle it on the spot, the students who renew the loan can get the acceptance certificate and contract of the student loan issued by the county financial aid center after submitting the application remotely, and at the same time, they will all receive a receipt verification message from the National Development Bank 95593 about your student loan.

2. At the beginning of the school year, college students who help with loans can register in colleges and pay fees with the acceptance certificate issued by the county funding center. If the loan amount can fully cover the tuition and accommodation fees for the new academic year, these two fees can be paid! If the loan amount cannot fully cover the tuition and accommodation fees payable, the difference can only be paid in cash or by transfer. You can wait patiently after handing in the acceptance form.

3. After the student loan acceptance certificate (or receipt check code) is submitted to the university, it will be reviewed offline and online by the university.

Offline audit: the main audit is to judge whether you passed the poverty identification of colleges and universities in the last academic year, so as to judge whether you meet the conditions of student loans.

Online audit: after the qualification of college student loan is judged, the college financial aid center will enter the college end of the student loan management system of China Development Bank to enter the unpaid funds for you.

4. 10 before June 15, colleges and universities must enter the amount of unpaid receipts for all students with student loans, otherwise they will not be able to continue their enrollment. China Development Bank will close the function of entering the amount of university receipts around the middle of June 5438+ 10. After the receipt entry of colleges and universities is completed, the county aid center will summarize and submit this year's student loan application, and at the same time accept the audit of Sichuan Branch of China Development Bank.

5.11Late October to11Mid-October, all regional branches of China Development Bank will review all the student loan contracts in the province in 20021year. As long as the colleges and universities pass the examination, the certificate uploaded by the county aid center for you is correct, and your own contract signature is accurate, there will be no problem for the provincial branch of China Development Bank. Of course, if the certificate uploaded by the county assistance center for you is wrong, or the contract signature of the first-time loan student is inaccurate, the county assistance center will urge the problematic contractor to make rectification within a time limit or promise to make rectification.

6. With the approval of the provincial branches of China Development Bank, 1 1 will be issued around mid-June. The student loan applied by everyone will be paid to your loan contract Alipay. After the account arrives, your university will automatically deduct it from your loan contract Alipay without doing anything. After the successful deduction in colleges and universities, China Development Bank 95593 will inform you of the amount of student loans issued this year and the amount of automatic deduction in colleges and universities through SMS, so that everyone can understand. It takes some time to issue loans, so just wait patiently.

When can I apply for a national student loan

Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school).

When did you apply for a student loan?

The application time of student loans is not fixed and unified, and the application time of student loans in different types and regions is slightly different. Student loans are divided into student-origin student loans and university student loans. The application time for student loans is generally June-September (summer vacation), and the application time for college students' loans is generally September-65438+February (after the start of school). For details, please call the student loan service hotline of China Development Bank at 95593.

In addition, you can only apply for one of student loans and college student loans. Student loans can be applied to the local student financial assistance management center or bank, and student loans can be applied to the student financial assistance management center.

Student loan application process

1, national student loan application process

(1) Apply for a student loan from the school.

(2) Get the student loan application form and fill it out.

(3) Fill it out and submit it to the school, and attach relevant materials: student ID card, copy of ID card, description of family situation, proof of family difficulties, etc.

(4) Waiting for the approval of schools and banks. After approval, you can sign a contract and get a student loan.

2. Student loan process

(1) Apply for a loan from the Student Financial Assistance Management Center of the Education Bureau where the household registration is located.

(2) Fill in the loan application form and provide the following materials: the original and photocopy of the household registration book, the original and photocopy of the ID card, the student registration certificate, and the student credit loan certificate issued by the school.

(3) After approval, you can sign a contract and get a loan.

Note: After signing the student loan contract, repayment is required according to the contract requirements. If it is overdue, you will also get credit information at the meeting.