Home improvement cash loan is a "direct customer" home improvement installment product launched by China Construction Bank for customers with housing decoration needs.

This business is applied to China Construction Bank by the applicant (which can be the real estate under the name of the customer or his spouse, parents and children), and after being approved by China Construction Bank, the applicant is given a special credit card home improvement quota. The staff of China Construction Bank conducted field survey and photo verification twice in the stage of water and electricity installation and the stage of ground wall decoration. After the applicant provides proof of payment of funds for some home improvement purposes, China Construction Bank will transfer the special credit card line funds applied by customers to the applicant's name twice according to the above stages.

How about CCB's home improvement cash loan?

Reportedly, China Construction Bank's home improvement cash loan is flexible in stages. Applicants can flexibly choose 6 months, 65,438+02 months, 65,438+08 months, 24 months and 36 months according to their repayment ability, which can help customers alleviate the financial pressure.

In addition, the exclusive installment quota does not affect the normal credit card consumption, which can effectively alleviate a series of financial pressures such as decorating a new home and buying furniture after buying a house with a loan, and also bring a brand-new financial management concept and relax the dream of "home".