Reverse repurchase of government bonds is relatively safe and generally risk-free. If you buy it yourself, don't trust anyone. If there is a management fee, don't trust them, just go to the bank and buy it yourself. Next, let's take a look at the detailed introduction of national debt. 1. How many people have been cheated by the reverse repurchase of government bonds? There is no scam in the reverse repurchase of government bonds. If you operate all by yourself, you won't be cheated. Don't give your account number to others, it's not safe. Reverse repurchase of national debt refers to individuals lending their own funds through the national debt repurchase market of the exchange to obtain fixed interest income; Property buyers are generally financial institutions, that is, they buy houses with their own national debt as collateral to obtain this loan, and repay the principal and interest after maturity. The security of reverse repurchase is super strong, equivalent to national debt. Because the issuer of national debt is the country, it has the highest credit and belongs to the lowest risk investment variety. 2. Hidden risks of reverse repurchase of treasury bonds Generally speaking, the security of reverse repurchase of treasury bonds is relatively strong, even safer than the money fund. However, the expected rate of return of reverse repurchase of government bonds fluctuates greatly, and the expected rate of return is related to market funds. The tighter the funds, the more borrowers, and the higher the expected rate of return, and vice versa. Opening and closing are two periods of the day when expected returns are higher. In addition, the end of the month, quarter and year are also good time points. Usually, there are more borrowers than usual. The shortest term of reverse repurchase of national debt is 1 day, and the longest term is 182 days. It should be noted that the expected yield of reverse repurchase of long-term treasury bonds is usually lower than that of short-term treasury bonds. 3. Is the bank's national debt safe? First of all, national debt is a bond issued by the state, and banks are only distribution channels. Therefore, the security of national debt depends on whether the country can repay the principal and interest on time, and has nothing to do with the risk of banks. Secondly, China's national debt is the safest bond, and its risk coefficient is close to zero. The collapse of any national debt is equivalent to the collapse of the country. Therefore, the risk-free interest rate in the market is basically based on the interest rate of government bonds. There are two ways to issue national debt: registered and bearer. If you are a bondholder, you cannot report the loss. Fortunately, China cancelled bearer bonds in 2000. Therefore, all the registered government bonds issued now are not afraid of loss or theft, which is more secure.