1. Personal consumption loans: loans for personal consumption needs such as consumer goods, tourism and decoration. Common personal consumption loan products include credit card installment payment and personal consumption loan.
2. Personal housing loan: a loan for purchasing or improving personal housing. Including the purchase of new houses, second-hand houses, house decoration, decoration and so on. Personal housing loans are long-term, and the repayment period is decades.
3. Personal car loan: a loan to buy a personal car. Help individuals buy new cars or used cars by stages, and the repayment period is short, within a few years.