CDB cannot select a province when applying for a loan, because the submitted personal information has personal address information, so there is no need to select a province, and the system will automatically enter it. After the loan is approved, it should be repaid on time according to the contract requirements. If it is overdue, it will affect personal credit information and future life.

I. China National Development Bank

As a development financial institution, China Development Bank has played an important financial support role in key areas and weak links of economic construction in user countries, such as infrastructure construction, shantytown renovation and urbanization construction. Judging from the investment situation of CDB loan balance over the years, it is mainly concentrated in China's electric power, gas, water production and supply, shantytown renovation, railway transportation, petroleum, petrochemical, chemical and other road transportation, water conservancy, environmental protection, public facilities management and other fields. April 20 14, the central bank established PSL to provide long-term stable and cost-effective development financing funds to support shantytown renovation.

Two. Overview of CDB loan scope

Judging from the loan amount of CDB, Jiangsu, Hubei, Hunan, Anhui, Guangxi and Zhejiang have obtained large loans. The loan scale of high-rated, provincial and provincial capital cities is higher than its users, indicating that a single entity with better qualifications has obtained a higher CDB loan amount. In addition, the 10 subject with the highest CDB loan amount is concentrated in expressway Group, which shows that it is very common to obtain CDB loans by pledging toll income, and the loan amount obtained is relatively high. Judging from the proportion of CDB loans to bank loans, bank loans come from 24 enterprises of CDB, covering a wide range of business fields. The loan amount of CDB, the main body of urban investment in underdeveloped areas, accounts for a high proportion of bank loans; The proportion of AAA-level and prefecture-level cities receiving CDB loans is relatively high, indicating that investors in low-and medium-rated cities have received strong support from CDB in financing.

To sum up, the investment field of China Development Bank is mainly national construction, and individuals need to repay on time through CDB, otherwise their personal credit information will be affected.