The second appraisal fee of real estate license is about 00 yuan; Apply for a legal service fee of 3‰ of the loan amount, and the minimum amount per order is 100 yuan (reinforced concrete structure) insurance fee; The construction area is 0.30 yuan per square meter.
legal ground
Urban house
The term "real estate mortgage" as mentioned in these Measures means that when the mortgagor fails to perform his debts to the mortgagee in the form of non-transfer of possession of his legal real estate, the creditor has the right to be compensated in priority according to the auction proceeds.
Second, how to calculate the handling fee of the real estate license in the second mortgage?
1, appraisal fee: Generally speaking, the mortgage loan needs to be appraised first, and the lending institution will determine the loan amount according to the price appraised by the professional appraisal company. And looking for an evaluation company to evaluate the value of individual houses generally requires an evaluation fee of several hundred yuan. 2. Attorney's fees: Except pledge, the application for commercial loans must be reviewed by lawyers, and the law firm will issue legal opinions. The law firm charges the borrower a one-time legal service fee of 3‰ of the loan amount, and the minimum amount for each order is 100 yuan; There is no need to pay 3000 attorney fees for provident fund loans: if it is a portfolio loan, the provident fund part is not charged, and the commercial loan part is charged. 4. Insurance premium: In the provident fund personal housing loan, if mortgage guarantee and comprehensive insurance for house purchase are adopted, house property insurance and personal insurance must be purchased. Life insurance depends on age and loan amount. Property insurance premium = insurance amount ×0.8‰ (reinforced concrete structure) × insurance period. In commercial loans and portfolio loans, if you apply for loans through mortgage, you need to buy property insurance. 5. Mortgage registration fee: mortgage registration fee of 0.30 yuan per square meter (construction area) will be charged by the mortgage registration department (ownership department of housing and land management departments in all districts and counties). 6. Notarization fee: The mortgage loan with a house is generally the house that you have lived in, which belongs to the second-hand house. The second-hand house needs notarization, and the notarization fee is generally around one or two hundred yuan.
3. Is there an agency fee for the second mortgage of real estate?
1. If you only do mortgage, it is recommended not to find an intermediary. First, the cost will be higher. Second, it may not be fast. You can find the personal loan business department of the bank and ask directly if you want to do it. Now banks are robbing business.
2. If you must find an intermediary, don't give the real estate license to the intermediary. This is the most crucial point;
3. Regarding the cost, the mortgage agent will tell you the guarantee fee and how much it costs. In fact, this is the money earned by the intermediary. Why not suggest you find an intermediary for this?
In fact, he didn't do anything, just helped you contact the bank and withdraw money as usual. The money should be bargained boldly. If it doesn't work in the end, I'll quit my job and find a bank myself.
You have to wait until the loan reaches your account before you can pay all the agency fees. Remember, remember.
4. How to calculate the handling fee for the second mortgage real estate license?
The handling fee for handling the second mortgage real estate license is: assessment fee; Legal service fee of 3‰ of the loan amount applied; The insurance amount and insurance period are 0.8‰ (reinforced concrete structure) insurance premium; Mortgage registration fee; You can ask Molong about the notarization fee for details. Moerlong does not mortgage the house loan, and the loan can be extended as soon as 1 day, and the apartment shop can also apply. The specific cost of the second mortgage of the real estate license is as follows: 1. Appraisal fee: Generally speaking, mortgage loans with houses need to be appraised first, and it is generally necessary to charge an appraisal fee of several hundred yuan to find an appraisal company to evaluate the value of individual houses. 2. Attorney's fees: In addition to pledge, the application for commercial loans must be reviewed by lawyers, and legal opinions will be issued by law firms. The law firm will charge the borrower a one-time legal service fee of 3%o of the loan amount, and the minimum amount of each order is 65,438+000 yuan; There is no need to pay for provident fund loans. 3. Insurance premium: In the provident fund personal housing loan, if mortgage guarantee and comprehensive housing insurance are adopted, housing property insurance and personal insurance must be purchased. Personal insurance depends on age and loan amount. Property insurance premium = insurance amount x0.8%o (reinforced concrete structure) x insurance period. In commercial loans and portfolio loans, if you apply for loans through mortgage, you need to buy property insurance. 4. Mortgage registration fee: mortgage registration fee of 0.30 yuan per square meter (construction area) shall be charged by the mortgage registration department (ownership department of housing and land management departments in all districts and counties). 5. Notarization fee: Generally, the mortgage loan with a house is the house you have lived in, which belongs to the second-hand house, and the second-hand house needs notarization. The notarization fee is generally around one to two hundred yuan. For more information about loans, please consult Morlon. 20 15 Softbank China capital becomes a shareholder of Morlon. Softbank China Capital is a leading venture capital institution in China, and has successfully invested in a series of outstanding enterprises such as Alibaba, Taobao, Focus Media and IWC. 20 16 Molong brand upgrade, financial technology projects started at the same time. Up to now, a complete lending business technology system and a big data intelligent risk control system have been formed.