According to the survey of Kanong community, Jincheng Bank is a small flash loan, which is a bond investment, and the borrower has flexible income according to the loan situation or interest income. Jincheng Bank is one of the important private banks, also known as one of the "Four Big Banks in the North". It mainly lends money to cotton textile, flour and other industries, among which it lends money to the chemical industry. Therefore, Jincheng Bank loan is an online loan.