1. Call the police: You can report to the local public security organ that the expropriated party has violated your personal rights and interests, and provide relevant evidence and abuse of the address book.
2. Negotiate repayment by installment: Once an alarm is given, you can request to change the original repayment method and put forward a reasonable repayment plan by installment to reduce the economic burden. Actively communicate with creditors to ensure that all negotiation details and agreements are recorded in writing.
3. Legal protection: China laws protect the rights and interests of debtors and prohibit malicious harassment and invasion of privacy during collection. If the collection party violates the law, you can take legal measures to safeguard your rights and interests according to the specific situation.
Summary: In case of collection problems, it is suggested to call the police and negotiate with creditors to seek a reasonable solution. At the same time, it is also very important to understand relevant laws and regulations and protect individual rights and interests. Please note that the above answers only apply to the situation under the legal system of China.