4.4%。 Yanshi District, belonging to Luoyang City, Henan Province, is located in the west of Henan Province, with a total area of 668.58 square kilometers. In 2022, the mortgage interest rate of Yanshi was 4.4%. The interest rate of personal first home loan can be divided into two situations: 1. Commercial loan: the loan term is less than one year (including one year), the interest rate is 4.4%, the loan term is one to five years (including five years), the interest rate is 4.75%, and the loan term is one to five years (including five years).

2. What is the loan interest rate of Yanshi Rural Commercial Bank?

The loan interest rate of Yanshi Rural Commercial Bank cannot be generalized, which is related to the loan time. Details are as follows:

1, short-term loan interest rate: one year or less (including one year), and the loan interest rate is 4.25%.

2. Medium and long-term loan interest rate: one year to three years (inclusive), and the loan interest rate is 4.75%; For three to five years (inclusive), the loan interest rate is 4.75%; For more than five years, the loan interest rate is 4.90%.

The loan interest rate of Yanshi Rural Commercial Bank fluctuates based on the benchmark interest rate of the central bank. The benchmark interest rate of the central bank is as follows:

1, commercial loan interest rate: within one year (including one year), the loan interest rate is 4.35%; The loan interest rate for one year to five years (including five years) is 4.75%; For more than five years, the loan interest rate is 4.90%.

2. Interest rate of provident fund loans: the interest rate of provident fund loans for less than five years (including five years) is 2.75%; The loan interest rate for more than five years is 3.25%.

3. Can yanshi city buy a house and get a provident fund loan in other places?

Hello!

Can not apply for foreign provident fund loans to buy local housing,

You can buy a house locally, apply for withdrawal of the provident fund at the place where the provident fund belongs, and get the money to supplement the expenses of buying a house in Yanshi.

You can apply for withdrawal once a year, and the amount does not exceed the total loan repayment in the previous year. 、

If in doubt, please ask.