Legal analysis: Yes, because the first thing a bank loan needs to look at is your personal credit record. If you have other loan records and current liabilities (monthly payment) in your name, it will affect the loan approval.

Legal basis: Article 5 of the Regulations on Household Registration in People's Republic of China (PRC) takes households as the unit. The person who lives with the supervisor is a household and the supervisor is the head of the household. An independent family, with me in charge. Households living in institutions, organizations, schools, enterprises, institutions and public dormitories * * * set up separate households or separate accounts. The head of household is responsible for reporting household registration in accordance with the provisions of these regulations.