A car usually pays a down payment of 30%. 1. Now when buying a car, the mortgage down payment ratio is usually 30%, and customers can also choose a lower 20% down payment or a higher 40% or 50% down payment; 2. These can be chosen independently according to the cash on hand; 3. The down payment for buying a car is 0%, 20%, 30%, 40%, 50% and 60%.

Car loan refers to the lender issuing loans to borrowers who apply for car purchase, in fact, it is to borrow money from financial institutions to buy a car. The financial enterprise requires the buyer to pay the corresponding down payment and provide a confirmation of repayment ability. No bad credit record, and must meet the needs of financial enterprises to declare car loans.

It should be noted that different mortgage down payment ratios occupy different "treatments": the greater the mortgage down payment ratio, the lower the standards to be approved. For example, for a down payment of 30%, the buyer should provide a clear personal ID card, marriage certificate and house ownership certificate. The most important thing is to provide a bank running bill (running water 1 2 years) to prove that he has a stable, legal and compliant fixed income.