1, real number
We know that Ping An I Loan is a credit loan product owned by Ping An Pratt & Whitney, and the quota is difficult to grab and easy to routine;
There are too many people who owe money and don't pay it back now. Lending institutions are often willing to reduce or exempt some users in order to recover losses.
It is not impossible to repay the principal and interest and reduce the overdue penalty interest by 50%~80%.
However, it is necessary to contact Ping An I loan customer service to confirm the authenticity of the activity, otherwise it is easy to be deceived.
2. hypocritical
In fact, if you don't modify the repayment amount on the APP, the verbal agreement has no legal effect, perhaps just to urge you to repay quickly;
And the collector who contacted you didn't know whether it was Ping An I loan. Once you are targeted by a liar, you may be cheated to return other accounts, or just set you up.
3. Insurance compensation
Because Ping An Loan has similar insurance services, it is necessary to purchase Ping An Property Insurance when applying for a loan. Once loans overdue exceeds a certain period, it will be compensated by the insurance company, which is equivalent to being blacklisted. If you don't pay it back, you will never be eliminated.
4. User feedback
A borrower called Ping An I Loan Customer Service, and the customer service made it clear that there was no relief activity at present, and personal privacy was leaked, which led to a liar calling. Please pay attention.
To sum up, don't trust the agreement on the phone easily, don't transfer the repayment to a strange account and QR code, and you must repay through official website and the official APP, otherwise you will easily fall into telecom fraud.