Yaliancai is a small loan company, which belongs to Shenzhen Yaliancai Microfinance Co., Ltd. Founded in 2007 and invested by Hong Kong Asia United Finance Co., Ltd. At present, Yaliancai's main products include car owner loan, commercial loan, enterprise loan, building loan, salary loan, car loan, mortgage loan and other loan products, which are mainly aimed at different borrowers. The main loan types of Yaliancai are divided into three categories: credit loan, mortgage loan and platform merchant loan. Therefore, the Asian Union financial loan is formal.