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Do I still need to pay a down payment to buy a house with a housing provident fund loan?
When applying for new and existing commodity housing provident fund loans in China Bank, the maximum amount of a single housing provident fund loan is 500,000 yuan. The applicant and * * * jointly apply with the applicant, and * * * jointly participate in the quota calculation with the applicant. The maximum amount of a single housing provident fund loan is 900,000 yuan. Down payment ratio: if the employee's family pays the housing provident fund loan to purchase the first suite of ordinary self-occupied housing, the down payment ratio is 30%; The housing provident fund that owns 1 house and has settled the housing provident fund loan is paid to the employee's family, with the purpose of improving the living conditions, and the down payment ratio is 70%. Buying three suites does not accept provident fund loan applications. Because there are differences in policies and requirements for individual housing provident fund loans in housing provident fund management centers around the country, you need to consult the provident fund loan business outlets in detail or consult the local provident fund management center.

The above contents are for your reference. Please refer to the actual business regulations.

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