Bank of China's "National Student Loan" refers to a credit loan that college students from financially disadvantaged families apply to financial institutions through their colleges to pay tuition and accommodation fees during their studies at school. The borrowers of national student loans are full-time college students (including higher vocational students), graduate students and second bachelor's degree students in colleges and universities whose families have financial difficulties. Students applying for national student loans should meet the following conditions: (1) Have the nationality of the People’s Republic of China and hold a resident identity card of the People’s Republic of China; (2) Have full capacity for civil conduct (minors) Applicants for national student loans must obtain the written consent of their legal guardians); (3) Be honest and trustworthy, abide by the law, and have no violations of laws and disciplines; (4) Be able to complete their studies normally; (5) Due to family financial difficulties, they can raise as much as they can The funds are insufficient to pay for the tuition and accommodation fees during the period of study at school. Because there are certain differences in various regions, you need to consult the local agency when applying for a loan.

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