Xi 'an Talent Service Bank has continuously optimized the processing flow and developed Xi 'an Talent WeChat applet, which integrates online information collection, application submission and offline data review and exchange, which not only solves the problem of high cost and low efficiency of offline loan management mode, but also is more localized and reliable than the complete online loan management mode.

Chang 'an, referred to as Gao for short, was called Chang 'an and Haojiang in ancient times. It is the capital of Shaanxi Province, a sub-provincial city, a mega-city and the core city of Guanzhong Plain urban agglomeration, and an important central city in western China determined by the State Council.