E-enterprise fast loan is an online financing product of ICBC for small and micro enterprises. It supports the use right of residential buildings, office buildings, commercial buildings, industrial buildings and construction land as collateral, and the loan funds are only used for production and business activities.
Second, the start-up conditions of fast loans for electronic enterprises
1. It has a fixed business place, stable production and operation, good financial status and no bad credit record;
2. Continuous operation for one year. Enterprises newly registered due to reasons such as change of name or registered address, increase of shareholders, division, reconstruction and expansion, industrial transfer, reconstruction in different places, change of business premises, etc. can be regarded as going concern before and after new registration;
3. Small and micro enterprise customers who hold the right to use industrial plants, office buildings, houses, commercial buildings and construction land;
4. Register as the certificate client of our company's online banking, and open the corresponding certificate authority;
5. Other requirements of the lending bank.
Third, the characteristics and advantages of fast loans for electronic enterprises
1. High credit, guaranteed withdrawal. The maximum loan can be 30 million yuan, and the loan amount can be guaranteed at any time.
2. Independent and convenient, saving time and effort. Enterprises can withdraw money and repay money through ICBC's online banking, which is not limited by business hours, eliminating the rush between banks.
3. Flexible deadlines save money and worry. The enterprise contract can be signed for three years, the line can be recycled, and the unused loan line does not bear interest.
4. It can meet the temporary and urgent capital needs of enterprises.
Four, e enterprise fast loan operation guide
Log in to corporate online banking, click online financing > apply for financing > apply for a loan, click apply in the column of "e-to-quick loan |e-enterprise quick loan", and complete the online application according to the system prompts.
Verb (abbreviation of verb) E Frequently Asked Questions on Fast Loan for Enterprises
1. The customer clicks the E enterprise application button on the homepage, indicating that it does not meet the processing conditions.
Answer: Please check whether the account manager of the contact bank has opened the online financing authority.
2. The customer uploads the real estate license on the channel side, and there is no response when clicking Upload.
Answer: Log in to the online banking again, install the plug-in prompted by the webpage, and then re-enter the online banking until the page no longer prompts to install the plug-in. At the same time, confirm that activex is set to enabled in the browser security settings.
3. After the real estate license is uploaded, the file name is incorrect.
Answer: Confirm whether the name in the uploaded file contains special characters (error example, 1 12. Property. pdf)。 If yes, please modify it before uploading.
Sixth, special tips
1.e All loan records of corporate fast loan will be included in the basic database of financial credit information. Good loan behavior is conducive to accumulating your credit.
Please repay the loan borrowed from Rong E on time. If there are overdue records, personal credit will be seriously affected, which may lead to obstacles in applying for housing and car purchase in any financial institution in the future.
3. In order to ensure the security of your account, if your personal information changes, or you receive a loan reminder message that is not handled by yourself, please contact the 24-hour customer service hotline of China Industrial and Commercial Bank in time: 95588.
The contents of this page are for reference only, and the final interpretation right belongs to China Industrial and Commercial Bank of China Limited. Part of the contents shall be subject to the announcement and specific provisions of the local branch.