Loan term: 10 year (120 months)

Several situations in which the interest rate remains unchanged and the loan is fully paid off:

☆ Calculated according to the provident fund loan with equal principal and interest.

Annual interest rate: 4.7% (monthly interest rate 3.9 1.66666667 ‰)

Monthly payment: 1987.5 yuan.

Total interest: 48,499.86 yuan

☆ Calculated by provident fund loans and average capital.

Annual interest rate: 4.7% (monthly interest rate 3.9 1.66666667 ‰)

Monthly payment for the first month: 2327.5 yuan.

Decreasing month by month: 8.97 yuan

Monthly payment at the end of the month: 1589.53 yuan.

Total interest: 45,022.08 yuan.